Photoshop for Digital Photographers

I just got a calendar file (.psd) from my friend, oh2004 from thaidphoto, and I already used it to create unique calendars. So I would like to share how to create your own 2010 calendars by using this calendar file. Not only for your own 2010 calendar, but you can also create nice and unique 2010 calendar for your friends, family, etc. Moreover, you can create the calendar for selling as well. Anyway, before I go over into details, I would like to show before/after images as shown below.

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